Household Bank Cash back and 0%
It is generally offered to those who have sub-par credit (which I had due to my Chap. 7 bankruptcy in 2000). The offer I got was 0% for six months on both balance transfers and purchases. I am beyond that period now but another nice feature is 2% cash back on purchases. They even gave me the 2% back on a 0% balance transfer I did when I got the card! There is a limit of $400 per year which I’ve just hit. I make most of my purchases on this card in order to capture the reward but now that I won’t be getting it until January I need to look for another rewards card. More on this over the next few days…